Thursday, August 22, 2013

Syukran

I'm currently blogging in viva room.

Whatttt?? Another viva?

Yup. But just not mine. I'm attending as observer this time around. So much fun. I shall summarize the questions from the examiners.

Anyhow.. let's talk about my post viva.

I nazar for three things, and Alhamdulillah I managed to cross the first one on 20th Aug which is to belanja my department makan.

It was fun. One of the best caterer I've used so far, Alya Jaya. I super love the service too. I initially booked for another caterer which suddenly cancelled the 4 days before the event. Tuh pon after I called them multiple times to ask if there's any confirmation fees. So as the last minute replacement,  Alya Jaya did a brilliant job!!

One thing I should have taken note next time, beef!! One of my menu is daging salai masak lemak cili padi and boyy 10% of my colleagues are hindu. Sighh..

Enjoy the pics!!

Menu from Alya Jaya
My backbone

Desserts pot luck home made by my friends

Monday, August 19, 2013

Ikan Nun dan Nabi Yunus

Bought Baby K a new VCD. Currently watching it on repeat, just the two of us. Love is still in class.



The movie was fun. The graphics are not that bad. Khaira loves the song. RM 19 was worth it.

I learned a lot from the movie too.

Considering my expectation on islamic vcd has gone quite low, I rate this 5/5. :)

Wednesday, August 14, 2013

Braces and retainers

After what seems like a looonggg painful 18 months of my life, I finally had my braces removed!

Love said I'm gonna miss them.

WRONG!!

I can finally eat whatever I want! I don't even like chewing gum to begin with, but knowing that I couldn't have it for the past 18 months, I had one recently. FREEDOM!!

Removing the braces was easy. No pain, no sensation, no weird taste like when you had your braces on. Just easy.

But the thing is, the glue they used to hold your braces stayed even after they removed the braces. Even scaling is not able to clean it off entirely. I plan to throw another visit to scale them one more time.

I was given a plastic retainer. Which gave me so much pain at first but getting used to it now. Had to wear it day and night for 2 years. But I just used it at night.

Talking about retainer, there are three types of retainer:

Hawley retainer

Clear retainer

Fixed retainer
I left the decision to my dentist to decide which is suitable for me, he chose clear retainer and so far, I'm happy with it.

My thoughts on braces: If your teeth are almost perfect, forget it. It hurts.. BIG time. Trust me. Every now and then, I was cursing those who said pakai braces tak sakit. Grr..

But the results, totally worth it.

On a different note, I am removing some of my old pics, those times when I haven't started wearing yet. So, please do pardon me for any inconveniences. :)

Sunday, August 11, 2013

On the broker fee

They said the best teacher is your experience.

I couldn't agree more.

Before I invested big.. I bought 2000 units of shares for a trial run.

Little did I know about the brokerage fee. So let me explain to you a little bit on brokerage fee..

It's actually somewhat like a service fee to your remisier/broker. Every company has different charges. As of TA (the ones I'm using), it's 0.7% per transaction but minimum charges at RM42. When I said per transaction means that RM42/0.7% when you buy and another RM42/0.7% when you sell.

What I'm gonna share from my second jual beli saham:

1. Be very patient. Buy the shares when the price drops, not according to rumors or prediction. I bought mine when the price was quite high because I predicted the price was going up as days passed by but it dropped a couple of days after I bought mine.

2. Bare in mind on the broker fee. It affects your break-even especially if you buy in a small amount. For example I bought mine at RM 1/unit  × 2000 units = RM 2000. To break even, we add with the broker fee RM 2000 + RM 42 (buy)  + RM 42 (sell) = RM 2084. Which makes the break even RM 2084/2000 units = RM1.04. Meaning you can only gain the profit after the price of the shares increase more than RM 1.04.

Whereas if you buy more, eg. 6000 units, break even is RM1.014.

3. Set the percentage that you want to gain the profit and don't be greedy. My target was 25% clean profit, but I sold mine at 7% clean profit in less than a month due to the fact that:
1- Bought it at a quite high price.  To wait for 25% profit will need a long time.
2- The break even factor
3- A little bird told me the price is gonna drop soon. I know I said don't trust in rumours.  But shares is a high risk investment. Anf if you're not a risk taker, I wouldn't suggest you to proceed with this.

All the best, friends. I'm waiting for the price to drop for my third cycle. Doakan!

Happy Raya!!

It has been a wonderful Raya this year. I submitted my hardbound thesis 10 days after viva, so this year I took a very long Raya break.



I started my raya leave on Monday before Raya where I pampered myself with facial and body scrub at my favourite Seputeh Kapas spa.

Tuesday and Wednesday, we were busy cooking for Raya.

Then four days of non-stop eating.

And I am still on leave today and tomorrow.  It's laundry day today and tomorrow I'll be out settling the banking matters. Such wonderful day.

Selamat hari raya to all my readers. Maaf zahir batin from the bottom of our hearts.